Financial Software Systems Integration and Development

Business Suite


Sphere of Influence Extract


The Sphere of Influence Extract batch application is a non-updating application that allows a Financial Institution to produce an extract file that contains pertinent business information that can be imported into the Prometheus Financial Solutions LLC's Sphere of Influence application. 


Contact Prometheus for demo and more information!

Commercial Analysis Modeling Calculator


The Commercial Analysis Modeling Calculator web application will be used as a sales tool for the Commercial Officer to demonstrate the advantages of banking at their Financial Institution and provide the client with scenarios for the Total Service Charges/Earnings Credit their account may incur if the account is opened and maintained at the Financial Institution. 


Contact Prometheus for demo and more information

 



Compensating Balances for Business Loans


Lets Business Lenders link deposit accounts to a loan with a contractual average balance threshold (compensating balance)


  • Link a variety of deposit accounts to a loan account for average balance calculations

  • Small businesses such as sole proprietors can link personal accounts, if the Financial Institution allows

  • Review data from a single screen to monitor the relationship

  • Loan account-level balance threshold and rate adjustment variables

  • Single-click processing to update or revert a loan account rate based on average balance compliance





Document Request Enhancement


Allows the Financial Institution to combine multiple document types, as a request for outstanding items, into a single notice.   


  • One notice generated for multiple document request records.

  • Notice only requests the outstanding items.

  • Ability to configure single and certain multiple document requests to utilize additional notice markers to provide additional information for the recipient. 



Enhanced Collateral Search



Gain a snapshot overview of all collateral under a Person, Organization, or Account


  • Quickly view a Borrower’s aggregate collateral values through a single screen

  • Group collateral types into user-defined categories

  • View how the collateral affects the Loan-to-Value ratios on a pie chart

  • Single click access to additional breakdown of all collateral records

  • Additional tool for lender portfolio reviews





Loan Fee Calculator


Allows the User to view the Borrower's loan and collateral information in order to assess a fee ,while also giving the flexibility to choose what values will be included in the calculation.

The user has the flexibility to calculate a fee based on factors such as:


  • Note Balance

  • Over Credit Limit
  • Fixed Amount
  • Overdue Principal
  • Percentage Rate (input by user)



Participation Summary Screen


View a loan with multiple participation agreements on a single screen


  • View information regarding all the participants for a loan on a single screen

  • Consolidated single view of the loan and participant information from the existing Participation Inquiry screen

  • View the percent of the loan owned by the Financial Institution and the remaining balance available to be sold

  • View the total percent committed to the Investors and the total participation amount